Halo Pay
Halo Pay Workplace Nursery.
Pay your nursery fees from pre-tax salary and keep more of what you earn — through a benefit your employer offers.
For working parents
Save on childcare through your employer. Done properly.
Pay your nursery fees from your gross salary, before tax — and keep more of what you earn. It's backed by UK tax law (Section 318 ITEPA 2003); your employer pays the nursery directly each month on your behalf. Most families save around £5,000 a year, and higher-rate taxpayers up to £8,000. Pop in your work email and we'll check whether your employer is on Halo in seconds.
- Pay nursery fees from pre-tax salary
- More of your pay packet stays with you
- Keep your existing nursery — no need to switch
- Fully compliant with HMRC rules
- Managed entirely through Halo
Savings depend on individual circumstances. This is not tax advice.
Tell our agent your work email and it will check whether your employer is on Halo — in seconds. If they are, you can be enrolled on the spot. If they're not, the agent helps you ask them to join.
Check your workplaceOr find a nursery to see what you could save.
How it works for you
Find your nursery, check your workplace, and you're set.
Find
Search every Ofsted and Care Inspectorate-registered nursery in the UK in Halo's nursery finder — by postcode, town or name.
Check
Tell us your work email or your employer's website. We look up whether your employer is on Halo — in seconds.
Enrol
If they are, we enrol you on the spot, no waiting for an invite. If they're not, we'll help you ask them to join.
What changes on your payslip
More of your pay stays with you.
A straightforward example — £500 a month contributed (£6,000 a year). Your contribution is a pre-tax deduction, so your taxable pay falls and you pay less on money that was going to nursery fees anyway.
| Before Halo Pay | After Halo Pay (£6,000/year) | |
|---|---|---|
| Gross salary | £35,000 | £35,000 |
| Halo Pay deduction | — | −£6,000 |
| Taxable pay | £35,000 | £29,000 |
| Nursery fees | paid from net pay | paid by employer |
Illustrative example based on £35,000 salary and £500/month contribution. Actual savings depend on individual circumstances. This is not tax advice.
Are you eligible?
Five things need to be in place.
- 1Your child is under 5.
- 2Your nursery is an Ofsted or Care Inspectorate-registered nursery in the Halo network.
- 3Only one parent per child can use Halo Pay.
- 4You're not currently using Tax-Free Childcare — you'd need to leave that to use Halo Pay.
- 5Your take-home pay after the contribution stays above the National Minimum Wage. The platform checks this automatically.
FAQ
Common questions.
- Will this affect my pension?
- It can, if your pension contributions are based on gross salary. Some employers adjust pension contributions to compensate — check with your HR team or pension provider.
- What if I go on maternity or parental leave?
- Your arrangement pauses during unpaid leave and can be reinstated when you return. Halo will contact you in advance of any changes.
- Can I adjust the amount later?
- Yes — once per year, or following a qualifying life event such as a change in nursery hours or a new child. Log in to your Halo dashboard or contact your HR team.
- My nursery isn't on the platform yet — what do I do?
- Ask your nursery manager to register — it's free and straightforward. Or let us know at hello@halobenefits.co.uk and we'll reach out to them directly.
- Is this HMRC approved?
- Halo Pay is robustly designed to comply with the most up-to-date legislation around Section 318 ITEPA 2003 — the statutory tax exemption that makes workplace nursery benefits possible. For personal tax questions, we recommend speaking with an independent financial adviser.
Pay your nursery from before-tax salary.
Find your nursery on Halo. Enquire in two minutes. The savings start the first payslip your employer activates the benefit.